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thẻ tín dụng

/tʰɛ̀ tǐn dɨ̄ŋ/
noun★中级— 信用卡
💰金融
正式

银行或金融机构发行的,允许持卡人在信贷额度内透支消费的塑料卡片。

Ngân hàng sẽ tính lãi suất nếu bạn không trả hết nợ thẻ tín dụng đúng hạn.

如果您未能在信用卡到期日前还清欠款,银行将收取利息。

💡

持卡人需按时还款以避免罚息和信用记录受损。

搭配

lãi suất thẻ tín dụng信用卡利率hạn mức thẻ tín dụng信用卡额度trả nợ thẻ tín dụng还信用卡欠款

同义词

thẻ chi tiêu trướcthẻ mua sắm

反义词

thẻ ghi nợtiền mặt

相关短语

thẻ tín dụng quốc tế短语
可在全球范围内使用的信用卡
điểm tín dụng短语
信用评分

💡专业提示

区分信用卡与借记卡

信用卡(thẻ tín dụng)允许透支消费并产生利息;借记卡(thẻ ghi nợ)直接从账户扣款,无需还款。

⚡黄金法则

避免逾期还款

信用卡逾期会产生高额罚息并损害信用记录,应优先还款。

📖词源

组合词:'thẻ'(卡片)+ 'tín dụng'(信贷)。'tín dụng'源自拉丁语'creditum'(借款),通过法语'crédit'传入越南语。

📝用法说明

常用于正式场合,如银行文件、合同或商业交易。在非正式语境中,可简称为'thẻ tín'。

单词拆解

thẻ
卡片
root
+
tín dụng
信贷(允许先消费后还款的机制)
compound
Từ Điển Việt Trung

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