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Ho acquistato la televisione a rate perché non potevo pagarla tutta in una volta.
I bought the TV on installment because I couldn't pay for it all at once.
To purchase an item by paying in several fixed amounts over a period of time, typically including interest.
Molti negozi offrono la possibilità di acquistare a rate senza interessi.
Many stores offer the option to buy on installment without interest.
Ha acquistato l'auto a rate per cinque anni.
He bought the car on installment for five years.
Common in retail and consumer finance. Often involves a contract specifying payment terms.
Do not confuse 'acquistare a rate' with 'acquistare a credito'. The latter implies borrowing money (e.g., credit card), while the former specifically refers to paying in fixed installments for a purchased item.
Always read the terms of the installment agreement, including interest rates, late fees, and total cost compared to cash price.
From 'acquistare' (to buy) + 'a' (at) + 'rate' (installments, from Latin 'rata pars' meaning 'fixed portion'). The phrase reflects the division of payment into fixed portions over time.
Common in consumer transactions for high-value items like electronics, furniture, or vehicles. Often requires a formal agreement with the seller or a financial institution.