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You should keep an emergency fund to cover unplanned expenses like car repairs or medical bills.
你应该保留一笔应急基金,以支付汽车维修或医疗费用等意外开支。
To have enough money available to pay for costs that were not anticipated or budgeted for in advance.
The company's cash reserves are sufficient to cover unplanned expenses during market downturns.
该公司的现金储备足以在市场低迷期间支付意外开支。
Insurance helps individuals cover unplanned expenses resulting from accidents or illnesses.
保险帮助个人支付因事故或疾病产生的意外开支。
Often used in financial planning contexts to emphasize the importance of liquidity and savings buffers.
Financial advisors often recommend having 3-6 months of living expenses saved to easily cover unplanned expenses without going into debt.
Always prioritize liquid assets (cash) when discussing the ability to cover unplanned expenses, as illiquid assets (real estate) cannot be used immediately.
From 'cover' (Old English 'coperan', to protect/pay) + 'unplanned' (prefix 'un-' + 'planned') + 'expenses' (Latin 'expensa', outlay).
This phrase is standard in personal finance and business accounting. It implies the act of using available funds (cash, savings, credit) to settle bills that arose without prior notice.