数字人民币

shùzì rénmínbì
nounIntermediate
💰Finance
technical

A digital form of China's official currency, the renminbi, issued and regulated by the People's Bank of China (PBOC). It is a central bank digital currency (CBDC) designed to facilitate electronic payments and reduce reliance on cash.

数字人民币可以通过数字钱包进行转账和支付。

The digital yuan can be transferred and used for payments through digital wallets.

数字人民币的试点城市包括深圳、苏州和成都。

Pilot cities for the digital yuan include Shenzhen, Suzhou, and Chengdu.

💡

The digital yuan is part of China's efforts to modernize its financial infrastructure and compete with private digital currencies like cryptocurrencies.

Collocations

数字人民币钱包digital yuan wallet数字人民币试点digital yuan pilot数字人民币支付digital yuan payment

Synonyms

Related Phrases

数字货币phrase
digital currency
电子货币phrase
electronic currency

💡Pro Tip

Usage Context

The digital yuan is primarily used for electronic payments and is regulated by the Chinese government.

Gold Rule

Regulation

The digital yuan is issued and regulated by the People's Bank of China, ensuring its legal status as a form of currency.

📖Word Origin

The term combines '数字' (digital) and '人民币' (renminbi, the official currency of China). It was introduced by the People's Bank of China as part of its digital currency initiative.

📝Usage Notes

The digital yuan is distinct from cryptocurrencies like Bitcoin, as it is issued and controlled by the central bank. It is designed to be a legal tender in digital form.

Word Breakdown

数字
digital
root
+
人民币
renminbi (China's official currency)
root
汉英词典