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Lãi suất
/laːj ʂwət/
interest rate
Ngân hàng đã tăng lãi suất cho vay.
The bank has raised the interest rate for loans.
Finance
financial
The percentage charged on borrowed money or the percentage earned on invested money, expressed as an annual rate.
Lãi suất thấp có thể khuyến khích người tiêu dùng vay nhiều hơn.
Low interest rates may encourage consumers to borrow more.
Cục quản lý tiền tệ quyết định giữ lãi suất không đổi.
The central bank decided to keep interest rates unchanged.
Lãi suất thường được chia thành lãi suất hàng năm (APR) và lãi suất hàng ngày (APY).
Collocations
lãi suất vayloan interest ratelãi suất tiết kiệmsavings interest ratelãi suất cơ bảnbase interest rate
Synonyms
Antonyms
Related Phrases
Pro Tip
Understanding Interest Rates
Lãi suất is a key factor in financial decisions, affecting both borrowing costs and investment returns. Pay attention to whether it's fixed or variable.
Gold Rule
Financial Context
Always use 'lãi suất' in financial contexts, not for general profit discussions.
Word Origin
From 'lãi' (profit) + 'suất' (rate), reflecting the financial concept of interest.
Usage Notes
In Vietnamese, 'lãi suất' is commonly used in financial contexts, particularly in banking and investment discussions. It can refer to both borrowing and lending rates.
Word Breakdown
lãi
profit
rootsuất
rate
rootTừ Điển Việt Anh