debt

/dɛt/
nounIntermediate
💰Finance
formal

An amount of money borrowed by one party from another, which must be repaid under agreed terms, often with interest.

The company took on significant debt to finance its expansion.

The government issued bonds to cover its national debt.

💡

Debt can be secured (backed by collateral) or unsecured (not backed by collateral).

informal

A feeling of gratitude or obligation toward someone who has done something for you.

I owe you a debt of gratitude for your help.

She felt a debt to her mentor for guiding her career.

💡

This figurative meaning is less common but still valid in certain contexts.

Collocations

debt burdenthe total amount of debt owed by an individual or entitydebt-to-GDP ratioa measure of a country's debt relative to its economic outputdebt reliefthe partial or total forgiveness of debt

Synonyms

Antonyms

Related Phrases

in debtphrase
owing money
pay off debtphrasal verb
to repay a debt in full

💡Pro Tip

Debt vs. Credit

Debt is money owed, while credit is the ability to borrow money. They are related but distinct concepts.

Gold Rule

Debt Management

Always prioritize high-interest debt repayment to minimize long-term financial burden.

📖Word Origin

From Middle English *dette*, from Old French *dette*, from Latin *debitum* (something owed), from *debere* (to owe).

📝Usage Notes

In financial contexts, 'debt' typically refers to money owed, while in social contexts, it can refer to a moral obligation.

Word Breakdown

debt
money owed
root
English Dictionary