Lãi suất
/laːj ʂwət/The percentage charged on borrowed money or the percentage earned on invested money, expressed as an annual rate.
Lãi suất thấp có thể khuyến khích người tiêu dùng vay nhiều hơn.
Low interest rates may encourage consumers to borrow more.
Cục quản lý tiền tệ quyết định giữ lãi suất không đổi.
The central bank decided to keep interest rates unchanged.
Lãi suất thường được chia thành lãi suất hàng năm (APR) và lãi suất hàng ngày (APY).
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💡Pro Tip
Understanding Interest Rates
Lãi suất is a key factor in financial decisions, affecting both borrowing costs and investment returns. Pay attention to whether it's fixed or variable.
⚡Gold Rule
Financial Context
Always use 'lãi suất' in financial contexts, not for general profit discussions.
📖Word Origin
From 'lãi' (profit) + 'suất' (rate), reflecting the financial concept of interest.
📝Usage Notes
In Vietnamese, 'lãi suất' is commonly used in financial contexts, particularly in banking and investment discussions. It can refer to both borrowing and lending rates.