uninsured
The accident left him with $50,000 in medical bills because he was uninsured.
He had no insurance to pay for his medical expenses after the accident.
not having insurance coverage
Many uninsured drivers on the road increase the risk of financial liability for accidents.
Drivers without insurance coverage pose higher financial risks in case of accidents.
The clinic provides care for uninsured patients on a sliding fee scale.
The clinic offers medical services to patients without insurance at reduced costs based on their income.
Commonly used in contexts related to health insurance, vehicle insurance, or property insurance.
Collocations
Pro Tip
Common Contexts for 'Uninsured'
Use 'uninsured' when referring to people, vehicles, or properties lacking insurance coverage. It is most frequently encountered in discussions about healthcare access, traffic laws, or property ownership.
Gold Rule
Do not confuse with 'underinsured'
'Uninsured' means having no insurance at all, while 'underinsured' means having insurance that is insufficient to cover potential losses. Example: 'He is uninsured' vs. 'His policy is underinsured.'
Word Origin
From Middle English 'un-' (prefix meaning 'not') + 'insured' (past participle of 'insure', from Old French 'ensurer', ultimately from Latin 'securus' meaning 'safe'). The prefix 'un-' negates the state of being insured.
Usage Notes
Primarily used in legal, financial, and healthcare contexts. Avoid confusing with 'underinsured,' which refers to having insufficient coverage.