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cash flow

/kæʃ floʊ/
noun★Intermediate💡 movement of money in and out
💰Finance
technical

The total amount of money being transferred into and out of a business, especially as affecting liquidity.

Positive cash flow indicates that a company's liquid assets are increasing.

When more money enters a business than leaves, it has positive cash flow.

Investors analyze cash flow statements to assess a company's financial health.

Financial reports showing money movement help determine if a company is stable.

💡

Cash flow is distinct from profit; a company can be profitable but still have negative cash flow if payments are delayed.

💼Business
informal

The movement of money into and out of a personal budget or account.

After paying rent and groceries, her monthly cash flow was tight.

Her income barely covered essential expenses after fixed costs.

💡

Often used in personal finance to describe spending and saving patterns.

Collocations

positive cash flowmore money coming in than going outnegative cash flowmore money going out than coming incash flow statementfinancial report tracking money movementcash flow forecastprediction of future money movement

Synonyms

liquidityfunds flowmonetary movement

Antonyms

profitrevenue

Related Phrases

cash flow crisisphrase
a situation where a business lacks sufficient liquidity
cash flow managementphrase
strategies to optimize money movement

💡Pro Tip

Distinguish cash flow from profit

Cash flow tracks actual money movement, while profit includes non-cash items like depreciation. A profitable company can still fail if it has poor cash flow.

⚡Gold Rule

Monitor cash flow regularly

Track both incoming and outgoing funds to avoid liquidity shortages. Use cash flow statements to predict future financial needs.

📖Word Origin

Compound of 'cash' (from French 'caisse', meaning 'money box') and 'flow' (Old English 'flōwan', meaning 'to move freely'). First recorded in financial contexts in the early 20th century.

📝Usage Notes

Cash flow is a key indicator of financial health. Businesses monitor it to ensure they can cover expenses, while individuals track it to manage budgets. The term is often abbreviated as 'CF' in financial documents.

Word Breakdown

cash
money in liquid form
root
+
flow
continuous movement
root
English Dictionary

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